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Home > Blog > Insurance Discounters of Texas Blog Page 3
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Insurance Discounters of Texas Blog Page 3

View the latest blog posts from Insurance Discounters of Texas.

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Tuesday, June 1, 2021

What Businesses Need Workers Compensation Insurance?

Most states require workers compensation insurance for the majority of businesses. Workers compensation insurance is designed to protect employees who are injured on the job and, depending on your location and industry, you may be required to carry this insurance before ever inviting an employee to work for you. READ MORE >>

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Wednesday, May 19, 2021

What Does General Liability Insurance Not Cover?

General liability insurance covers a lot of basic accidents and claims that may affect your business. It typically covers three main areas:  1. Bodily injury  2. Property damage  3. Personal and advertising injury  READ MORE >>

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Thursday, April 8, 2021

Insuring Contents Within Commercial Vehicles

Taking one of your business-owned vehicles out on the road exposes the business to accident liabilities. Therefore, commercial auto insurance should be available to help all the parties involved cover their losses when problems arise.   READ MORE >>

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Tuesday, March 16, 2021

How BOPs Cover Storm Damage

You know that you have to protect your small business’s financial reserves. After all, it’s your core means of making the business survive. Still, you never know when sudden disastrous events, like severe storms, might cause a lot of damage, and a massive repair bill. READ MORE >>

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Monday, February 15, 2021

Extended Replacement Coverage

Following a natural disaster, fire or other catastrophe, homes can be left destroyed. If you don’t have the proper protection, the rebuild and repair can be an overwhelming expense. That’s where extended replacement coverage can help.  READ MORE >>

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Thursday, January 21, 2021

Is Car Insurance Cheaper if You Own a Car?

Everyone is looking to save money on car insurance. It can be a hefty monthly expense getting in the way of other bills you may have, so saving money where you can is crucial. The good news is that owning a car can save you money on car insurance. READ MORE >>

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Monday, October 26, 2020

How Relationships Can Affect Your Car Insurance Rates

Believe it or not, your relationship status can often have an affect on the cost of your car insurance. While this may seem silly, there are reasons that your relationship may change the cost of your car insurance. It all has to do with the level of risk you present in the eyes of your insurer. READ MORE >>

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Wednesday, September 16, 2020

When Can a Home Insurance Claim Be Denied?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.    READ MORE >>

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Wednesday, August 5, 2020

Understanding Boat Liability Insurance

When a boat accident is you fault, not only might it harm others, but you might also have to pay them for the damage. Having liability insurance on your boat insurance policy will help you do so. It’s a great benefit to have if you ever make an unfortunate mistake while boating.   READ MORE >>

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Monday, July 13, 2020

The Risk of Malfunctioning AC Units in Rental Homes

       When summer arrives in Texas, most people rely heavily on their air conditioning. No one wants to see the HVAC system malfunction not only because of the discomfort it might cause, but also because of the potential damage risks. READ MORE >>

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