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Insurance Discounters of Texas Blog

View the latest blog posts from Insurance Discounters of Texas.

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Tuesday, June 21, 2022

What Does Flood Insurance Cover?

What many homeowners do not realize is that flood coverage is not included in a standard home insurance policy. You will need to either add this coverage onto your policy or purchase separate flood insurance.   You may think that you don’t need flood coverage if you don’t live near a body of water or in a flood zone. READ MORE >>

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Wednesday, May 11, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Wednesday, April 13, 2022

What Is the Difference Between General Liability and Professional Liability?

Despite what some may think, professional liability and general liability coverage are not the same. These two insurance policies cover completely different areas of liability for your business. Keep reading to learn more.  Key Differences  READ MORE >>

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Monday, March 14, 2022

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Friday, February 11, 2022

How General Liability Insurance Can Benefit Your Business

When you think of protecting your business, the first thing that comes to mind is probably the building, computer equipment and other physical assets that required a substantial investment. But liability risks are equally as important for you to consider. What is a liability risk?  READ MORE >>

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Wednesday, January 12, 2022

How to Protect Your Commercial Vehicles

Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running.  READ MORE >>

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Tuesday, December 7, 2021

Is a BOP Right for Your Small Business?

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. READ MORE >>

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Tuesday, November 16, 2021

5 Things Your Homeowners Insurance Covers That May Surprise You

For most of us, our home is the most expensive thing we will ever own. So it only makes sense to be sure our homeowners insurance will be there to provide coverage for the more common unexpected events such as fire, theft, wind or hail.  READ MORE >>

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Thursday, October 28, 2021

Does Your Car Attract Thievws?

  Most Commonly Stolen Cars By Model Year  The NICB’s report also includes a list of the most frequently stolen cars by model year. The top 10 included the following:  2000 Honda Civic (4,731 stolen)  READ MORE >>

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Monday, September 27, 2021

Why You Should Always Plan for the Risk of Floods

Every home, in every community, deserves the security provided by homeowners insurance. However, one hazard that will not have coverage under homeowners insurance is flooding. While you can buy flood insurance to protect yourself against the ramifications of this hazard, you still have to do what you can to minimize the effects of floods, if they every do occur. READ MORE >>

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