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Insurance Discounters of Texas Blog: insurance

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When it rains, it might flood. In Harris County, we know just how devastating those occurrences can be. When Hurricane Harvey hit in 2017, two feet of rain fell in Houston in the first 24 hours of the storm. An estimated 70% of Harris County was covered by 18 inches of flood water. READ MORE >>

As Texas’ most-populated county, Harris County is a booming place for opportunity. It continues to attract young professionals from all over the country. However, it also costs money to live in Houston or any of its suburbs. The average apartment rent in Houston is about $1,100/month, and over 50% of tenants in the area pay between $700 - $1,500. READ MORE >>

You might not worry about your car while you have it parked at home. However, there are almost as many security risks in your own driveway as there are on the interstate. Damage, theft and vandalism risks might all beckon. What can you do to avoid problems like these? Home safety for vehicle involves quite a few steps. READ MORE >>

The average family has a number of insurance policies, and each one of them are of equal important. But having numerous policies also means paying for them. Regardless of your budget, you have to make sure you can keep your insurance costs in a manageable range. How can you do so? READ MORE >>

Flooding is unpredictable. It can happen almost anywhere at any time, even if it has never happened before. It might take very little for a flood to come along and destroy your home. Even seemingly innocuous damage could cause a total loss. If that happens, then you might need money to rebuild the property. READ MORE >>

When you get your first apartment or home, you might want to rent. After all, it will take you time to make money to afford a house. Nevertheless, renting has its own costs, and you have to budget for them. You don't want to spend money you realistically don't have. READ MORE >>

You need home insurance, and you also need car insurance. Though your car and your home are different items, they intersect in unique ways. For example, when you park your car in the garage, you might think it is safe. But, you never know when something might come along that damages your vehicle in the garage. READ MORE >>

If you have retired, you might want to travel more using your trusty family RV. You have maintained insurance coverage on the vehicle. However, now that you might face a few financial constraints in your senior years, you might want to change or drop back coverage. After all, reducing your limits might help you save on your rates. READ MORE >>

If you live in or around Harris County, you are likely well-aware of the flood risks that threaten this area. The flat terrain and proximity to the Gulf put the region at risk of storm surge and river flood risks. You don't want to see floods damage your property, but there are very few ways you can control oncoming water. READ MORE >>

If you are a young professional, you probably have a budget. Your first home or apartment, thus, will likely be a rented one. Rental homes usually make it possible for you to afford a home, even on a first-time income. However, they will come at a cost. What should you expect to have to pay in your rental? READ MORE >>

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