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Insurance Discounters of Texas Blog

View the latest blog posts from Insurance Discounters of Texas.

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Thursday, January 21, 2021

Is Car Insurance Cheaper if You Own a Car?

Everyone is looking to save money on car insurance. It can be a hefty monthly expense getting in the way of other bills you may have, so saving money where you can is crucial. The good news is that owning a car can save you money on car insurance. READ MORE >>

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Monday, October 26, 2020

How Relationships Can Affect Your Car Insurance Rates

Believe it or not, your relationship status can often have an affect on the cost of your car insurance. While this may seem silly, there are reasons that your relationship may change the cost of your car insurance. It all has to do with the level of risk you present in the eyes of your insurer. READ MORE >>

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Wednesday, September 16, 2020

When Can a Home Insurance Claim Be Denied?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.    READ MORE >>

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Wednesday, August 5, 2020

Understanding Boat Liability Insurance

When a boat accident is you fault, not only might it harm others, but you might also have to pay them for the damage. Having liability insurance on your boat insurance policy will help you do so. It’s a great benefit to have if you ever make an unfortunate mistake while boating.   READ MORE >>

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Monday, July 13, 2020

The Risk of Malfunctioning AC Units in Rental Homes

       When summer arrives in Texas, most people rely heavily on their air conditioning. No one wants to see the HVAC system malfunction not only because of the discomfort it might cause, but also because of the potential damage risks. READ MORE >>

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Wednesday, June 24, 2020

What Is Liability Only Car Insurance

To buy liability coverage only on a car insurance policy is usually the most budget-friendly option. If you're looking to save money every month, it may even feel like the only option for you. But if you're not familiar with the terms of the policy, it can end up being an unpleasant surprise if you need to file a claim. READ MORE >>

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Thursday, May 21, 2020

Will Home Insurance Cover Your Golf Cart?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.   If you have a golf cart, it's important to have insurance in case you ever get into an accident. READ MORE >>

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Friday, April 17, 2020

Does Flood Insurance Cover Mold?

  If you have a homeowner's policy, you likely know that floods are not covered under standard home insurance coverage. In areas where floods are frequent, it’s important to invest in an additional flood insurance policy.   What Does Flood Insurance Cover?   READ MORE >>

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Wednesday, March 25, 2020

When to File a Renters Insurance Claim

A common mistake a lot of first-time renters make is thinking they have to file an insurance claim for any small incident that goes wrong. Not only is it not necessary, but it may also cause your premiums to skyrocket. Before filing an insurance claim, follow these few steps. READ MORE >>

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Wednesday, February 26, 2020

Why Does My Zip Code Affect My Auto Insurance?

When you first talk to your auto insurance agent, chances are that your zip code will be the very first thing they ask you for. There are some exceptions. But, in general, this is the case. So, how does your zip code affect your perceived risk? And why is it so important to car insurance companies? READ MORE >>

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