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Insurance Discounters of Texas Blog

View the latest blog posts from Insurance Discounters of Texas.

If you are a young professional, you probably have a budget. Your first home or apartment, thus, will likely be a rented one. Rental homes usually make it possible for you to afford a home, even on a first-time income. However, they will come at a cost. What should you expect to have to pay in your rental? READ MORE >>

Car damage can happen anywhere, at any time. It could even occur in an environment you consider safe, such as your garage. If it does, you'll likely need your insurance to cover the repair costs. But which coverage do you turn to? Home insurance often covers property damaged in your garage. READ MORE >>

If you have more than one home, both properties need insurance. Still, since you must get coverage, how can you do so affordably? Some people make the mistake of thinking they can insure both homes on the same policy. That's not the case. However, there are other steps that can protect you. READ MORE >>

Flooding can strike with very little warning, and at times it can even hit low-risk areas. It's can cause some of the most pervasive home damage possible. If you're victimized by a flood, you'll likely need to file a flood insurance claim to recoup your losses. This is often a multi-step process. READ MORE >>

For many young people, renting your first home means more responsibility. You might not want to go it alone. At times, getting a roommate might seem like the perfect solution. It can prove very practical for financing. Still, having a roommate means assuming different responsibilities for your household. READ MORE >>

When you place your car in the garage, you expect to protect it from the elements. However, that's not always a guarantee. Even when in the garage, the car can sustain damage from a variety of issues. Should this happen, will your home insurance or your car insurance cover the damage? READ MORE >>

There are also a lot of different insurance carriers out there. It's not uncommon for policyholders to buy home insurance from one carrier, while buying car insurance and other policies from others. However, there are benefits to keeping your insurance policies under the same roof. READ MORE >>

When it's time to renew your vehicle registration here in Texas, you will likely have to visit a service station. That's because you will likely have to have the car inspected to re-register it. During an inspection, a technician will examine the car to ensure that it is still safe to drive. READ MORE >>

Does a car accident impact your auto insurance rates? In some cases, the answer is yes. As such, you should always be honest and upfront with your agent. Do not be misleading about accidents. But also remember that racking up too many fender-benders could mean that you'll spend more for car insurance. READ MORE >>

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