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Insurance Discounters of Texas Blog: coverage

View the latest blog posts from Insurance Discounters of Texas.

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Wednesday, May 17, 2023

Is Home Insurance Legally Required?

When you buy a home, you have to prepare yourself to spend a lot of money. First, there’s the cost to buy the home, which is likely one of the biggest costs you will ever make. Second, there’s all the money you’ll invest in property maintenance and upkeep over the years. READ MORE >>

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Wednesday, March 29, 2023

Is Boat Insurance Required?

If you own a boat in Texas, you may wonder if boat insurance is required by law. The short answer is that Texas does not require boat owners insurance. However, just because it’s not mandatory doesn’t mean it’s not a good idea. READ MORE >>

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Monday, February 27, 2023

Tips for the Cost Conscious Motorcycle Rider

Motorcycle insurance is essential. Accidents can lead to hefty repair costs and increased insurance rates. It’s crucial to know how to keep costs low. Knowing and understanding motorcycle safety tips may help reduce coverage rates and limit related costs.  Tips for the Cost-conscious Motorcycle Rider  READ MORE >>

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Wednesday, January 4, 2023

Nighttime Driving Tips to Keep You Safe on the Road

Driving after dark is very common in the late fall and winter months. The sun sets sooner, making it harder to navigate the way home after work.   The risks are many. Deer are crossing the street virtually unseen. A child could be walking along the edge of the road, hard to notice until you are right next to them. READ MORE >>

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Thursday, December 22, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Thursday, November 3, 2022

The Aspects Of Your General Liability Insurance

Whenever you do business, you run the risk of harming another individual. If an accident occurs, the affected party might want compensation. It’s likely your responsibility to meet this expectation.   Fortunately, that’s where general liability insurance can help. READ MORE >>

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Wednesday, August 10, 2022

How to Prevent Home Insurance Claims

There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you.  READ MORE >>

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Monday, July 25, 2022

3 Commonly Overlooked Driving Hazards

Most drivers are aware of the more common driving hazards like tailgating, speeding, aggressive driving and driving under the influence of alcohol. While all of these dangers are real, there are others that may have escaped your notice. The following overlooked driving hazards don't get much press, but they can still cause accidents. READ MORE >>

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Wednesday, May 11, 2022

Who Should Carry Builders Risk Insurance?

Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>

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Wednesday, April 13, 2022

What Is the Difference Between General Liability and Professional Liability?

Despite what some may think, professional liability and general liability coverage are not the same. These two insurance policies cover completely different areas of liability for your business. Keep reading to learn more.  Key Differences  READ MORE >>

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