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Home > Blog > Insurance > Insurance Discounters of Texas Blog: insurance
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Insurance Discounters of Texas Blog: insurance

View the latest blog posts from Insurance Discounters of Texas.

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Tuesday, December 7, 2021

Is a BOP Right for Your Small Business?

A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. READ MORE >>

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Tuesday, November 16, 2021

5 Things Your Homeowners Insurance Covers That May Surprise You

For most of us, our home is the most expensive thing we will ever own. So it only makes sense to be sure our homeowners insurance will be there to provide coverage for the more common unexpected events such as fire, theft, wind or hail.  READ MORE >>

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Monday, September 27, 2021

Why You Should Always Plan for the Risk of Floods

Every home, in every community, deserves the security provided by homeowners insurance. However, one hazard that will not have coverage under homeowners insurance is flooding. While you can buy flood insurance to protect yourself against the ramifications of this hazard, you still have to do what you can to minimize the effects of floods, if they every do occur. READ MORE >>

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Friday, August 13, 2021

The Key to the Right Builder’s Risk Insurance

As a contractor, you likely know that construction projects can get damaged from multiple hazardous events. Such losses could impact not just your company, but also you clients. The financial ramifications might prove hefty. One key to avoid such losses is to get builder’s risk insurance. READ MORE >>

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Wednesday, May 19, 2021

What Does General Liability Insurance Not Cover?

General liability insurance covers a lot of basic accidents and claims that may affect your business. It typically covers three main areas:  1. Bodily injury  2. Property damage  3. Personal and advertising injury  READ MORE >>

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Thursday, April 8, 2021

Insuring Contents Within Commercial Vehicles

Taking one of your business-owned vehicles out on the road exposes the business to accident liabilities. Therefore, commercial auto insurance should be available to help all the parties involved cover their losses when problems arise.   READ MORE >>

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Thursday, January 21, 2021

Is Car Insurance Cheaper if You Own a Car?

Everyone is looking to save money on car insurance. It can be a hefty monthly expense getting in the way of other bills you may have, so saving money where you can is crucial. The good news is that owning a car can save you money on car insurance. READ MORE >>

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Monday, October 26, 2020

How Relationships Can Affect Your Car Insurance Rates

Believe it or not, your relationship status can often have an affect on the cost of your car insurance. While this may seem silly, there are reasons that your relationship may change the cost of your car insurance. It all has to do with the level of risk you present in the eyes of your insurer. READ MORE >>

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Wednesday, September 16, 2020

When Can a Home Insurance Claim Be Denied?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.    READ MORE >>

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Monday, July 13, 2020

The Risk of Malfunctioning AC Units in Rental Homes

       When summer arrives in Texas, most people rely heavily on their air conditioning. No one wants to see the HVAC system malfunction not only because of the discomfort it might cause, but also because of the potential damage risks. READ MORE >>

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