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Insurance Discounters of Texas Blog: home

View the latest blog posts from Insurance Discounters of Texas.

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Thursday, December 28, 2023

How to Know If Your Home Is Insured to the Correct Value

Your home is more than just a physical structure; it’s a haven where memories are made and cherished. To safeguard this sanctuary, having the right insurance coverage is crucial. However, many homeowners may question whether their homes are insured to the correct value.   READ MORE >>

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Wednesday, May 17, 2023

Is Home Insurance Legally Required?

When you buy a home, you have to prepare yourself to spend a lot of money. First, there’s the cost to buy the home, which is likely one of the biggest costs you will ever make. Second, there’s all the money you’ll invest in property maintenance and upkeep over the years. READ MORE >>

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Wednesday, August 10, 2022

How to Prevent Home Insurance Claims

There's nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you.  READ MORE >>

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Tuesday, June 21, 2022

What Does Flood Insurance Cover?

What many homeowners do not realize is that flood coverage is not included in a standard home insurance policy. You will need to either add this coverage onto your policy or purchase separate flood insurance.   You may think that you don’t need flood coverage if you don’t live near a body of water or in a flood zone. READ MORE >>

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Tuesday, November 16, 2021

5 Things Your Homeowners Insurance Covers That May Surprise You

For most of us, our home is the most expensive thing we will ever own. So it only makes sense to be sure our homeowners insurance will be there to provide coverage for the more common unexpected events such as fire, theft, wind or hail.  READ MORE >>

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Wednesday, September 16, 2020

When Can a Home Insurance Claim Be Denied?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.    READ MORE >>

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Monday, July 13, 2020

The Risk of Malfunctioning AC Units in Rental Homes

       When summer arrives in Texas, most people rely heavily on their air conditioning. No one wants to see the HVAC system malfunction not only because of the discomfort it might cause, but also because of the potential damage risks. READ MORE >>

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Thursday, May 21, 2020

Will Home Insurance Cover Your Golf Cart?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.   If you have a golf cart, it's important to have insurance in case you ever get into an accident. READ MORE >>

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Friday, April 17, 2020

Does Flood Insurance Cover Mold?

  If you have a homeowner's policy, you likely know that floods are not covered under standard home insurance coverage. In areas where floods are frequent, it’s important to invest in an additional flood insurance policy.   What Does Flood Insurance Cover?   READ MORE >>

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Thursday, January 23, 2020

Which Home Improvements Can Lower Your Insurance Premiums?

Are you looking to renovate while getting a return on your investment? In addition to increasing your home's value, you may also be able to lower your home insurance premiums. Here are some of the most common improvements that can help with your insurance. Roof Upgrades READ MORE >>

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