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Home > Es-Us > Blog > Home%20Insurance > Insurance Discounters of Texas Blog: home insurance
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Insurance Discounters of Texas Blog: home insurance

View the latest blog posts from Insurance Discounters of Texas.

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Friday, June 27, 2025

Is Your Home Over-Insured? How to Avoid Paying Too Much

Home insurance is essential for protecting your property, but it’s possible to carry more coverage than you actually need. Regularly reviewing your policy and understanding what you’re paying for may help you avoid unnecessary costs while still keeping your home and finances protected. READ MORE >>

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Thursday, December 28, 2023

How to Know If Your Home Is Insured to the Correct Value

Your home is more than just a physical structure; it’s a haven where memories are made and cherished. To safeguard this sanctuary, having the right insurance coverage is crucial. However, many homeowners may question whether their homes are insured to the correct value.   READ MORE >>

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Monday, July 13, 2020

The Risk of Malfunctioning AC Units in Rental Homes

       When summer arrives in Texas, most people rely heavily on their air conditioning. No one wants to see the HVAC system malfunction not only because of the discomfort it might cause, but also because of the potential damage risks. READ MORE >>

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Thursday, May 21, 2020

Will Home Insurance Cover Your Golf Cart?

Although home insurance claims aren’t frequently denied, it happens more often than you would think. Often, home insurance claims are denied as a result of a misunderstanding between the homeowner and their insurance policy.   If you have a golf cart, it's important to have insurance in case you ever get into an accident. READ MORE >>

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Friday, April 17, 2020

Does Flood Insurance Cover Mold?

  If you have a homeowner's policy, you likely know that floods are not covered under standard home insurance coverage. In areas where floods are frequent, it’s important to invest in an additional flood insurance policy.   What Does Flood Insurance Cover?   READ MORE >>

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Tuesday, June 4, 2019

Budgeting to Pay Multiple Insurance Policies

The average family has a number of insurance policies, and each one of them are of equal important. But having numerous policies also means paying for them. Regardless of your budget, you have to make sure you can keep your insurance costs in a manageable range. How can you do so? READ MORE >>

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Wednesday, November 14, 2018

Which Policy Pays For A Car Damaged in Your Garage?

Car damage can happen anywhere, at any time. It could even occur in an environment you consider safe, such as your garage. If it does, you'll likely need your insurance to cover the repair costs. But which coverage do you turn to? Home insurance often covers property damaged in your garage. READ MORE >>

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Friday, October 19, 2018

Can You Bundle Insurance For Two Homes?

If you have more than one home, both properties need insurance. Still, since you must get coverage, how can you do so affordably? Some people make the mistake of thinking they can insure both homes on the same policy. That's not the case. However, there are other steps that can protect you. READ MORE >>

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Wednesday, September 12, 2018

How To Make A Flood Insurance Claim

Flooding can strike with very little warning, and at times it can even hit low-risk areas. It's can cause some of the most pervasive home damage possible. If you're victimized by a flood, you'll likely need to file a flood insurance claim to recoup your losses. This is often a multi-step process. READ MORE >>

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Monday, August 13, 2018

How Do Roommates Impact Insurance Coverage?

For many young people, renting your first home means more responsibility. You might not want to go it alone. At times, getting a roommate might seem like the perfect solution. It can prove very practical for financing. Still, having a roommate means assuming different responsibilities for your household. READ MORE >>

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